Business

Bajaj Finserv offers customised loans to MSME and SMEs

Pune : Bajaj Finance Ltd, the lending arm of Bajaj Finserv, offers SME and MSME segment a customized Business Loans with simple eligibility criteria and minimal documentation. SMEs and MSMEs can borrow loan up to Rs. 30 lakh by submitting their registration certificate of the company and previous year income tax returns. The loan can be availed in 24hours once the application meets all the criteria.
With the evolvement of GST as a framework, most of the data is expected to be structured and uniformly available across SME segment. This enhances ability of the segment to borrow funds for growth and expansion. Bajaj Finserv has also introduced secured enterprises for SME customers. This is essentially a lighter version of mortgage offering which is offered in smaller markets where structured information may not be readily available.
This loan eligibility is solely based on the valuation of the property to be mortgaged and not basis the financial documents of the applicant.
The Business Loan by Bajaj Finserv offers attractive interest rates and flexible repayment options. With approvals in just 24 hours and free of collateral/ guarantor, Bajaj Finserv Business Loan offers one of the most hassle-free financing option for MSME and SME enterprises or self-employed individuals.

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